Analysis

Salary, tax and mortgage analysis

Each of these started as a calculation rather than an opinion. Every figure is computed by the same engine that runs the calculators, so the tables update themselves when the rates change.

The worst salary in Britain to get a pay rise At £100,000 a £1,000 raise leaves you £380 — worse than at £30,000, and worse than at £150,000. The exact band, and what it costs. The exact salary where Scotland starts costing… Scottish taxpayers are better off below £33,500 and worse off above it. The precise crossover, and what the gap grows to. Two salaries beat one, and the gap is bigger t… A couple earning £30,000 each keeps £4,882 more than a household where one person earns £60,000. The gap reaches £16,828 at £150,000. 4.5× your income is a ceiling, not a bud… Borrow the full 4.5x and the mortgage takes 36% to 49% of your take-home pay before a higher-rate illustration. The arithmetic at every income. The pay cut you can afford leaving New York $200,000 in New York City is matched by $172,316 in Austin. The pay cut you can absorb, at four income levels, after every tax. Is a move from London to Dubai worth it financ… What a £75,000 London salary needs in Dubai after tax, then after your own housing, healthcare and school costs. An adjustable example with sources and assumptions.