Approved package comparison
The proposed package is converted at the model's exchange rate so the adviser can compare like with like. Retirement, benefits and equity remain visible instead of being presented as spendable salary.
| Annual item | Current package | Proposed package |
|---|---|---|
| Gross salary and target bonus | £80,000 | AED 385,000 |
| Take-home after modelled payroll deductions | £56,957 | AED 385,000 |
| Adviser-entered household costs | −£30,840 | −AED 171,000 |
| Spendable cash after entered costs | £26,117 | AED 214,000 |
| Employer retirement value | £6,000 | AED 0 |
| Benefits entered by adviser | £1,200 | AED 30,000 |
| Equity entered by adviser | £0 | AED 0 |
| Recurring package value after entered costs | £33,317 | AED 244,000 |
Exchange rate used: 1 GBP = 4.8648 AED. Rate date: 2026-10-15.
One-off and multi-year view
Relocation allowance of AED 25,000 and moving costs of AED 15,000 are applied once, in the destination currency.
| Period | Stay | Move, converted to GBP | Difference |
|---|---|---|---|
| 1 year | £33,317 | £52,211 | +£18,894 |
| 3 years | £99,952 | £152,523 | +£52,571 |
| 5 years | £166,587 | £252,835 | +£86,248 |
Assumptions confirmed for this demonstration
- The employee is single with no children and rents in both locations.
- The employer-provided UAE benefits are entered at the value stated in the offer.
- The bonus is paid in full and treated as ordinary employment income.
- Household costs are adviser-entered estimates, not a city-wide cost-of-living index.
Questions for professional review
- Confirm the employee's UK departure date and tax-residence position.
- Review medical-insurance coverage and any benefit-in-kind treatment.
- Confirm how end-of-service benefits apply to this employment contract.
Calculation record
Calculation version 2026.09.23-1; United Kingdom tax year 2026/27; United Arab Emirates tax year 2026.
- United Kingdom: gov.uk income tax rates
- United Kingdom: gov.uk National Insurance
- United Kingdom: gov.uk workplace pension contributions
- United Arab Emirates: u.ae — income tax
- United Arab Emirates: UAE Federal Tax Authority
- United Arab Emirates: u.ae — expatriate pensions and gratuity
Why this is labelled as a sample
No customer, adviser or outcome is being claimed. The case facts are fictional so a prospective adviser can inspect the format without exposing personal financial data.