Approved package comparison
The proposed package is converted at the model's exchange rate so the adviser can compare like with like. Retirement, benefits and equity remain visible instead of being presented as spendable salary.
| Annual item | Current package | Proposed package |
|---|---|---|
| Gross salary and target bonus | £135,000 | US$255,000 |
| Take-home after modelled payroll deductions | £83,336 | US$159,101 |
| Adviser-entered household costs | −£44,760 | −US$101,520 |
| Spendable cash after entered costs | £38,576 | US$57,581 |
| Employer retirement value | £9,000 | US$10,500 |
| Benefits entered by adviser | £2,500 | US$18,000 |
| Equity entered by adviser | £12,000 | US$25,000 |
| Recurring package value after entered costs | £62,076 | US$111,081 |
Exchange rate used: 1 GBP = 1.3247 USD. Rate date: 2026-10-15.
One-off and multi-year view
Relocation allowance of US$20,000 and moving costs of US$14,000 are applied once, in the destination currency.
| Period | Stay | Move, converted to GBP | Difference |
|---|---|---|---|
| 1 year | £62,076 | £88,385 | +£26,309 |
| 3 years | £186,229 | £256,097 | +£69,867 |
| 5 years | £310,382 | £423,808 | +£113,426 |
Assumptions confirmed for this demonstration
- The employee is single, uses the standard deduction and is resident in New York City for the full modelled year.
- Employer healthcare and retirement contributions are shown at the values entered by the adviser.
- The full target bonus is included as ordinary employment income.
- Equity is shown at stated value and is not tax-modelled.
Questions for professional review
- Confirm federal and state filing status and tax residency.
- Review healthcare plan deductibles and out-of-pocket limits.
- Review equity type, vesting schedule and tax treatment.
Calculation record
Calculation version 2026.09.23-1; United Kingdom tax year 2026/27; New York, USA tax year 2026.
- United Kingdom: gov.uk income tax rates
- United Kingdom: gov.uk National Insurance
- United Kingdom: gov.uk workplace pension contributions
- New York, USA: IRS 2026 inflation adjustments
- New York, USA: IRS Topic 751 — FICA rates
- New York, USA: NY State withholding tables (NYS-50-T-NYS)
- New York, USA: NYC withholding tables (NYS-50-T-NYC)
Why this is labelled as a sample
No customer, adviser or outcome is being claimed. The case facts are fictional so a prospective adviser can inspect the format without exposing personal financial data.