Approved package comparison
The proposed package is converted at the model's exchange rate so the adviser can compare like with like. Retirement, benefits and equity remain visible instead of being presented as spendable salary.
| Annual item | Current package | Proposed package |
|---|---|---|
| Gross salary and target bonus | £99,000 | A$209,000 |
| Take-home after modelled payroll deductions | £67,977 | A$144,900 |
| Adviser-entered household costs | −£51,120 | −A$102,960 |
| Spendable cash after entered costs | £16,857 | A$41,940 |
| Employer retirement value | £7,200 | A$25,080 |
| Benefits entered by adviser | £1,500 | A$3,500 |
| Equity entered by adviser | £10,000 | A$18,000 |
| Recurring package value after entered costs | £35,557 | A$88,520 |
Exchange rate used: 1 GBP = 1.9168 AUD. Rate date: 2026-10-15.
One-off and multi-year view
Relocation allowance of A$12,000 and moving costs of A$18,000 are applied once, in the destination currency.
| Period | Stay | Move, converted to GBP | Difference |
|---|---|---|---|
| 1 year | £35,557 | £43,051 | +£7,494 |
| 3 years | £106,672 | £135,414 | +£28,741 |
| 5 years | £177,787 | £227,776 | +£49,989 |
Assumptions confirmed for this demonstration
- The employee is an Australian tax resident for the full modelled year.
- Australian compulsory superannuation is shown separately from spendable cash.
- Equity is shown at the adviser-entered stated value and is not tax-modelled.
- Childcare and housing costs reflect this household's estimates.
Questions for professional review
- Confirm whether the advertised Australian salary includes or excludes superannuation.
- Review equity vesting, valuation and cross-border tax treatment.
- Review split-year residence and the exact relocation date.
Calculation record
Calculation version 2026.09.23-1; United Kingdom tax year 2026/27; Australia tax year 2026-27.
- United Kingdom: gov.uk income tax rates
- United Kingdom: gov.uk National Insurance
- United Kingdom: gov.uk workplace pension contributions
- Australia: ATO — resident tax rates
- Australia: ATO — Medicare levy
- Australia: ATO — super guarantee
Why this is labelled as a sample
No customer, adviser or outcome is being claimed. The case facts are fictional so a prospective adviser can inspect the format without exposing personal financial data.